Real-Time Loan Advance

The Credit Union provides quick and easy access to existing available lines of credit. If you currently have an Open-End Loan, a Home Equity Line of Credit, or a Salary Advance Loan, you may request an advance up to the amount of your credit limit through Member Access, Mobile Access or ASK SECU1.

  • Access to available credit at your convenience
  • No need to complete additional loan documentation for each subsequent advance up to the amount of your credit limit2
  • No need to speak with lending personnel for each advance
  • Funds transferred immediately to your checking, share, money market share account, or CashPoints® Global account
  • New repayment information sent through the mail

Requesting a Loan Advance through Member Access

  1. Sign in to Member Access
  2. Select the Move Money tab
  3. Select the Loan Advances link
  4. Select the loan account3 you wish to advance from
  5. Enter the amount you wish to advance
  6. Select the account4 you wish to advance to
  7. Click submit
Verify the information entered and click OK

Obtain Advance via Member Access »

Requesting a Loan Advance through Mobile Access

  1. Sign in to Mobile Access through your mobile device
  2. Select the Move Money/Advance link
  3. Select the Loan Advance link
  4. Select the loan account3 you wish to advance from
  5. Select the account to advance the funds to
  6. Enter the amount you wish to advance
  7. Confirm the amount and select Continue
Obtain Advance via Mobile Access »

Requesting a Loan Advance through ASK SECU

  1. Dial (800) ASK-SECU or (919) 839-5400
  2. Select (1) for account access; enter your debit card number and ASK SECU PIN
  3. Select (5) to perform a Loan Advance
  4. Select the loan account: (1) Open-End Loan, (2) Home Equity Loan, or (3) Salary Advance Loan
  5. Select the share or deposit account to receive the advance4: (1) Checking, (2) Money Market Share, (3) Share, or (4) CashPoints® Global
  6. Enter the amount you wish to advance
  7. Confirm and record confirmation number

For more information on ASK-SECU and guidance through the response system, view the ASK SECU Wallet Guide.
1 Your loan must be accessible through Member Access, Mobile Access, and/or ASK SECU; authorized to perform online advances; and not in default or past due.
2 Requests for an increase in your credit limit are subject to additional underwriting and credit approval.
3 When requesting an advance on a loan with a zero balance, you will be prompted to set up a repayment method.
4 For Salary Advance loans, you will pre-select the accounts to which your loan advance proceeds will be deposited when you initially apply for the loan.