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Real-Time Loan Advances

The Credit Union provides quick and easy access to available lines of credit. If you currently have an Open-End Loan, a Home Equity Line of Credit, or a Salary Advance loan, you may request an advance through Member Access or ASK SECU. 1

Perform a Loan Advance from an Existing Loan
Process a real-time loan advance below for immediate access to the funds:
1. Perform via Member Access

2. Perform via ASK SECU Voice Response:    (800) ASK-SECU or (919) 839-5400


  • Access to available credit at your convenience
  • No need to complete loan applications
  • No need to speak with lending personnel
  • Funds transferred immediately to your checking, share, or money market account
  • New repayment information sent through the mail

Member Access Loan Advance Instructions

  • Sign in to Member Access.
  • Select the Move Money tab.
  • Select the Loan Advance link.
  • Select the loan account.
  • Enter the advance amount and the account to receive the advance.

ASK SECU Loan Advance Instructions

  • Select 1 for Account Access. Enter your debit card number and ASK SECU PIN.
  • Select 4 for Salary Advance or other Loan Advance.
  • Select the loan account: 1 for Salary Advance Loan, 2 for Open End Loan, or 3 for Home Equity Loan.
  • Select the deposit account to receive the advance (Note: the deposit account is pre-selected for Salary Advances): 1 for Checking, 2 for Money Market, or 3 for Savings.
  • Enter the advance amount.
To request that your loan be made accessible through Member Access and ASK SECU, you may send a secure message via Member Access or contact the Contact Center.

1 Loan must be pre-approved for online advances, in good standing, and accessible through Member Access and/or ASK SECU.

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*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.