Delete saved User ID
Forgotten Password
Sign On Account Access Security
Search

Life Insurance

Life Insurance

The Credit Union makes available term and whole life insurance1. Life insurance can reduce stress and provide financial support after the death of a loved one by paying off debts or helping with final expenses. Term life insurance can include level-term policies; meaning the premium is issued at a fixed rate and the amount will not change for the length of the term. Whole life insurance provides lifetime protection with level or single premium options.

Check out our SECU Life Insurance flier for more information on the importance of life insurance.

Level Premium Term Life Insurance

  • Provides pure insurance protection
  • Premiums will not increase during the term elected for coverage
  • Premiums may be paid monthly or annually
  • Monthly payments will be drafted from a checking account
  • Annual renewable rates increase if coverage continued beyond term
  • 10, 15, 20, 25 or 30 year terms available, depending on age of applicant
  • Simplified issue product available in coverage amounts of $25,000 to $250,000
  • Fully underwritten policies may be available for coverage amounts greater than $250,000

Whole Life Insurance

  • Provides lifetime insurance protection
  • Premiums will not increase during the insured’s lifetime
  • Premiums may be paid monthly or annually
  • Monthly payments will be drafted from a checking account
  • Simplified issue products available in coverage amounts of $10,000 to $100,000
  • Fully underwritten policies may be available for coverage amounts greater than $100,000
For detailed information about life insurance policies made available through SECU, or for a life insurance quote, please contact an insurance representative. You may also request a quote online through Member Access.

Life insurance is underwritten by SECU Life and CMFG Life Insurance Companies. This insurance is not a deposit and is not federally insured or guaranteed by your credit union.


1 Immediate annuities, deferred annuities, term and whole life insurance, auto, homeowners, other personal lines of insurance are available through your local branch. These products along with health insurance are available through SECU Insurance Services. SECU Insurance representatives are licensed to sell insurance in North Carolina only. You can contact an SECU Insurance representative toll free at 1-888-732-8562 or locally in Raleigh at 919-857-2150 Monday - Friday from 8:00 am to 5:30 pm.


Form #LIFE-0711-9FE3

Related Links

*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.