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Share Account

To establish membership with State Employees' Credit Union, an individual is required to open a share account. A savings account that offers competitive interest rates and federal insurance protection, the share account is the foundation of a healthy savings plan.


  • Current interest rate is % / % APY1
  • $ minimum opening deposit
  • $25 required minimum balance2
  • No service charge3
  • Dividends compounded daily, paid monthly
  • Accessible via ATM, ASK SECU, Member Access, branch and SECU Contact Center
  • Funds may be used as collateral on SECU loans
  • Debits from Share accounts are subject to limitations as defined in Regulation D
  • No checks can be written and no Automated Clearing House (ACH) debits are allowed on share accounts
You may apply for additional share accounts online via Member Access.

1 Quoted Rates and annual percentage yields (APY) are subject to change daily.
2 Minimum balance required to maintain membership and utilize SECU services.
3 A $ fee is assessed if the account balance is below $25 on the statement cut-off date.

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For immediate assistance, contact your local branch.

After hours, you may contact our Member Services at (888) 732-8562.
*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.