Security features and round-the-clock fraud monitoring help block potential fraud.
Check out in seconds with your contactless card1 and Visa’s secure tap to pay technology.
Monitor with Alerts
Monitor your debit card activity on-the-go when you register for Debit Card Alerts.
Use at national Interlink® and Maestro® merchants and Visa® merchants2 worldwide.
Pay without Plastic
Add cards to your digital wallet to simplify and secure your shopping with Mobile Payments.3
SECU CashPoints® ATMs are available across NC for 24/7 account access.4
Pay with ConfidenceOur $0 liability policy for unauthorized purchase transactions means you are not responsible for fraudulent transactions on your card if reported in a timely manner. If you notice transactions that you did not make or approve, notify us immediately at (888) 732-8562. If you do not report fraud in a timely manner, we may not be able to reimburse you.
See your cardholder agreement for more details.
SECU Debit Cards
Debit Card FAQs
Verify your contact information is correct to ensure easy card activation.
Review our cardholder travel checklist and tips to plan ahead and avoid potential fraud before you leave.
PLUS ATM transactions incur a $0.75 fee for completed transactions and a $0.35 fee for denied transactions. Third-party ATM operators may impose additional fees.
Your account will be charged an International Transaction fee of 1% of the US dollar amount of each international transaction (including phone or internet transactions conducted in US dollars with a foreign merchant). Consult your cardholder agreement for more information on how this fee is calculated and when it is charged.
If you think you’ve misplaced your card and would like to look for it before requesting a replacement, we can place a temporary block on your card while you search.
However, we can’t block all threats to your account. Protect yourself and monitor your account by registering your card for Debit Card Alerts so you can be notified in near real-time of selected debit card activity.
2 CashPoints cards do not bear the Visa logo and cannot be used to complete Visa transactions.
3 CashPoints cards are not eligible for use with Mobile Payments.
4 SECU assesses a surcharge for withdrawals using certain non-SECU issued cards at CashPoints ATMs. You will be notified during the transaction before you are charged if the fee applies to your non-SECU issued card.
5 The daily purchase limit includes the maximum cash withdrawal limit per day. If cash is withdrawn, the amount available for purchases that day is reduced by the withdrawn cash amount.
6 Withdrawals can be made in multiples of $20 at CashPoints ATMs.
7 Funds in an HSA are for qualified medical expenses. Review our Health Savings Account for more information.
8 Card bears the Visa logo and can be used anywhere Visa debit cards are accepted.
9 A checking account is required to make purchases.
10 To receive Irregular Card Activity Alerts, you must have agreed to the terms of our Online Services Agreement and maintain your current text number with us. You can withdraw your consent to receive these alerts at any time by texting STOP or by calling our 24/7 Member Services.