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Coverdell Education Savings Account (CESA)

State Employees' Credit Union offers the Coverdell Education Savings Account (CESA) as a method of saving for elementary, secondary and higher education expenses.


  • Current interest rate is % / % APY1
  • $ minimum opening deposit
  • Established in the name of the designated beneficiary, an SECU member under the age of 18 or with special needs
  • Can be established by parents, grandparents, or other interested individuals
  • Contributions made with after-tax dollars
  • Earnings grow tax-deferred
  • Tax-free withdrawals to pay qualified education expenses

You may apply for a Coverdell Education Savings account online via Member Access.

1 Quoted rates and annual percentage yields (APY) are subject to change daily.

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For immediate assistance, contact your local branch.

After hours, you may contact our Member Services at (888) 732-8562.
*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.