Checkbook Balancing

Monthly balancing allows you to keep accurate records and avoid costly mistakes.

The calculator below can be used to balance a checkbook with a monthly statement.

• Start by comparing your checkbook register to your latest statement.
• List and total any deposits that are not showing on your statement.
• List and total any checks or other debits not included on your statement.

Balancing Calculator

1. Checkbook register balance

2. Statement ending balance

3. Total of deposits not on statement

4. Total outstanding debit items

5. Balance - this total should match your checkbook register balance

Out of Balance? Try these tips:

• Verify the calculations for outstanding items.
• Confirm that all records on the statement are listed in the check register.
• Make certain that all items not on the statement are included in totals above.
• Review all register calculations since last balancing.
• If you are still out of balance, call or visit a local branch office for further assistance.