CashPoints® ATM

With over 1,100 ATMs available statewide, CashPoints is North Carolina’s largest ATM network, giving you access to your accounts1 around the clock with your SECU debit card. Visit the Locator page to find a CashPoints ATM in your area.


  • No surcharge or access fees2
  • Located in all 100 North Carolina counties
  • Voice guidance and Braille assistance for the visually impaired
  • Customized settings for each member
  • 24-hour account access to verify balances, transfer funds, make deposits and withdrawals, and make loan or credit card payments
  • Withdrawals available in multiples of $203
  • Cash deposits available immediately when deposited before 5:30 pm on a business day
  • Checks deposited before 5:30 pm on a business day are generally available the following business day

ATM Safety

Always use caution when using an ATM. See our ATM Safety page for guidelines and tips to ensure your safety on your next visit.

Customize Your ATM Preferences

You can customize your CashPoints ATM experience through the MY SECU menu option. MY SECU allows you to modify the following selected preferences at any time4:
  • PIN - Select your own 4-digit ATM PIN
  • Language - English or Spanish
  • Receipts - Choose to always receive, never receive or be prompted for a receipt
  • Fast Cash Account - Designate an account for quick withdrawals
  • Fast Cash Amount - Choose increments of $20, $40, $60, $80, $100 or $200
Look for MY SECU on the main menu of the CashPoints ATM.
1 Share Term Certificates (STCs) are not displayed at the ATM.
2 All transactions performed by SECU-issued cards at a CashPoints ATM are fee-free. Withdrawals using certain non-SECU issued cards are assessed a $2 surcharge fee.
3 Withdrawals can be made in multiples of $20 up to $500 a day for each cardholder.
4 MY SECU preferences can only be changed at CashPoints ATMs.