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Routing Number: 253177049
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Pet Insurance

Get the best for your best friend.

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From the unexpected to the routine

Safeco® Pet Insurance gives you the peace of mind you want and the protection your pet needs.

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What is pet insurance?

Pet insurance can help your pet get veterinary care when they need it by reducing the financial burden of unexpected medical costs due to illness or injuries. Plus, preventive wellness options could help you stay ahead of any potential issues altogether.

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Why pet insurance?

  • One in three pets needs unexpected veterinary care every year1
  • The cost of veterinary care has more than doubled in the past decade2
  • Veterinary medicine is advancing with more specialists and treatment options available
  • Every six seconds a pet parent is handed a bill for more than $3,0003
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Why Safeco?

  • Built by a company with more than 100 years of insurance experience
  • Flexibility to use any vet, anywhere
  • No cancellations due to age

How it works

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Take your pet to the vet

Visit any licensed vet, anywhere in the U.S. or Canada. Even specialists and emergency providers.

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Submit your claim

Pay your bill during your visit. Then submit your claim with vet records and visit invoice.

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Reimbursements processed quickly

Track your claim via email updates. Eligible reimbursements are typically processed within 10 days.

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Choose the right policy for you

Safeco's two policy options include coverage4 for a variety of events so you can choose the plan that works for you. Plus, you can select the right reimbursement payout, deductible, and annual maximum for your needs and budget.

Accident & Illness

Coverage includes:

  • Accidental injuries (including to permanent teeth)
  • Euthanasia or anesthesia
  • Cremation and burial expenses
  • Ingestion of a foreign object (up to two treatments max per policy year)
  • Accidental death
  • Illnesses (e.g., cancer, influenza, and kennel cough)
  • Alternative medicine
  • Behavioral therapy
  • Hereditary and congenital conditions

Accident, Illness & Wellness

Coverage includes everything covered under the Accident & Illness policy, plus fixed payment amounts for the following (not subject to deductible and annual maximum):

  • Wellness exams
  • Intestinal deworming
  • Routine dental cleaning
  • Flea and tick prevention
  • Heartworm tests and medication
  • Dietary food and supplements
  • Prescription medications
  • Boosters and vaccinations

Safeco has been providing coverage for its customers’ prized possessions since it opened its doors in 1923.

Customize your policy to fit your needs

Choose the level of coverage that’s right for you and your budget.
  • Reimbursement

    70%, 80%, or 90%

  • Deductible

    $250, $500, or $1K

  • Annual maximum

    $5K, $10K, or $15K

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Related links

  • Auto & Home Insurance

    Explore our full line-up of coverage options for your insurance needs.
  • Life Insurance

    Explore SECU Life’s simplified Term Life and Whole Life Insurance options.
  • Estate Planning

    Everyone needs an estate plan. SECU trust representatives are available to assist members with questions about estate planning and trust services.

Pre-existing conditions are not covered. Waiting periods, deductibles, benefit limits and exclusions may apply. For policy terms, limitations, and conditions, please visit safeco.com/products/pet-health-insurance. Wellness coverage reimbursements are based on a schedule. Products, rates, and discounts may vary by state and are subject to change. Products are underwritten by Safeco Insurance Company of America and / or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, MA 02116 and administered by Companion Protect Agency, LLC. Learn more about our privacy policy at libertymutual.com/privacy. ©2022 Liberty Mutual Insurance AP-9495/E 03/22.

  1. American Pet Products Association, 2018.
  2. American Veterinary Medical Association, 2019.
  3. PetPlan, 2017.
  4. As long as your cat or dog is at least eight weeks old, your pet is eligible to be enrolled in pet insurance, whether or not you are a current Safeco policyholder.