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Routing Number: 253177049

Extend your first auto loan payment

Get a new or used vehicle loan and extend your first payment for up to 90 days.1

Estimate rate Start application

How can we help you?

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Grow your savings

The first step to saving more starts here. Explore all the accounts that can help you reach your financial goals faster.2

Learn more Join SECU

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Manage your money and everyday expenses

Access your money where and when you need it and earn dividends with an SECU Checking Account. Move money, pay bills, set up account alerts, and more.

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Get spending confidence from your trusted Credit Union

An SECU Visa credit card is a top choice for purchases and balance transfers. Plus, convenience and security features come standard.

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Gain financial flexibility so you can find a path forward

Explore a range of options that fit your budget, timeline, and goals. Members get competitive rates and outstanding personalized support.

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Find the right mortgage from a lender you can trust

Confidently navigate choices, whether you’re buying a first home, refinancing, or tapping into equity. Members get the care and support they need to put home goals into focus.

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Why choose SECU?

We’re a cooperative owned by you, our members

As a not-for-profit member-owned cooperative, we are focused on providing you with the best products and services for your financial success. 

We’ve been a trusted financial provider since 1937

Grounded in the credit union philosophy of People Helping People®, SECU is committed to meeting the needs of our members and communities. That commitment will never change.

We’re here every step of the way

We provide products and services designed for every stage of your financial journey.

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Get Term Life coverage in minutes

It's easier than ever to get an affordable Term Life policy. You could get coverage in as little as 15 minutes.4

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Hear from our members

Members share how we’re serving our members and communities of North Carolina.

“I appreciate the care you take with me and my family. My son was able to get the best interest rate on a car loan through SECU. Joining your credit union was the best financial decision our family has ever made. Thank you!”

“SECU has provided me with financial security, but more importantly, people who kindly and wisely answer questions and help me navigate all financial situations. SECU is one of the very best aspects of being a retired schoolteacher.’’

“SECU is truly a community- and member-focused organization. My family has lived in multiple North Carolina locations, and every branch has been wonderful.’’

$60 billion
in assets
2.9 million
members
275
branch locations
1,100
ATMs

Related resources

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    Compare SECU Credit Cards

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    How To Claim Points Rewards

    Watch our tutorial on redeeming rewards with your Points Rewards Visa® Credit Card.
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View all learning resources
“Best Credit Unions in North Carolina for Member Service 2024”
Money.com
“2024 Plan Sponsor of the Year Total Retirement Offering”
PLANSPONSOR®
“Best-in-State Credit Unions in North Carolina”
2018-2024, Forbes Magazine

 
  1. Interest begins to accrue from the date of loan origination. The option to extend the first loan payment up to 90 days from the date of origination is only available for new and used vehicle loans originated between June 15, 2026, and September 15, 2026, including loans originated through SECU’s Auto Power program provided the vehicle is purchased between December 1, 2025, and January 15, 2026. This option is not available for refinancing of any existing SECU vehicle loan.
  2. Terms and conditions apply. See SECU’s Fees and Terms for more information.
  3. TrueCar operates the SECU Car Buying Service. SECU is not responsible for any offer, purchase, lease, or service provided by or thr1ough the SECU Car Buying Service. Terms and conditions apply and are available at the Car Buying Service website, hosted by TrueCar. For questions about the SECU Car Buying Service please call TrueCar at (833) 544-1576. Price may exclude tax, title, tags, governmental fees, any emissions testing charges, and any finance charges (if applicable). Unless otherwise stated separately in the vehicle details, where allowed by law, the price may not include processing, administrative, closing or similar fees.
  4. Life insurance is offered through SECU Life Insurance Company. SECU Life Insurance Company is a wholly-owned subsidiary of State Employees’ Credit Union. Life insurance is not guaranteed by, a deposit of, or an obligation of any credit union and is not insured by NCUA or any other federal government agency. Insurance specialists are licensed to sell in North Carolina only. Applications are subject to underwriting.