Skip to main content
two students with backpack on phone

CashPoints® Global Account

Safeguard your spending with a CashPoints Global (CPG) Account. An alternative to a traditional checking account, our signature CPG Account is designed to be easy to manage.

Why open a CPG Account?

CPG is an alternative to our Checking Account offering and may be a good option for members who like to travel, shop or pay bills online, or need an account that is easy to manage.

Low risk

The CPG Account is the only account connected to the CashPoints Global Visa® Debit Card (CPG Visa), which limits your risk of exposure to fraudulent activity.

Easy to manage

Our CPG Account helps reinforce healthy spending habits by limiting transactions to a CPG Visa Debit Card and no NSF fees.1

Low maintenance fee

Pay just $1 per month as a contribution to the SECU Foundation or as a monthly maintenance fee.2

CashPoints Global Account features

Our CPG Account offers easy access and other convenient features that may fit your needs.

  • not icon No NSF fees

    No NSF fees because paper checks and ACH withdrawals and debits are not available with a CPG Account.1

  • debit card icon Debit Card

    Make purchases and perform ATM transactions with your CPG Visa Debit Card.

  • people group icon Unlimited authorized users

    Add authorized users3 who can access the account with their own CPG Visa Debit Card.

  •  Direct deposit

    Automatically receive paychecks via direct deposit, and get paid up to one day early through our Early Direct Deposit service.4

  • around the clock icon 24/7 access

    Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at (888) 732-8562.

CashPoints® Global vs Checking

Review key features and differences between CPG and Checking Accounts.


FeaturesCashPoints GlobalChecking
$1 monthly maintenance feeYes2Yes2
Minimum balance requiredNoNo5
Returned check and stop payment feesNoNo
Earns dividendsNo Yes6
Eligible for Overdraft Transfer ServiceNoYes7
Debit cardYesYes
Direct deposits and BillPayYesYes
Write checks and authorize ACH draftsNoYes
Helps protect against overspendingYes1No
NSF feesNo1Yes


Learn more about Checking

Frequently asked questions about CPG Accounts

The CPG Visa Debit Card can be used anywhere Visa is accepted.

Yes, you may access our online BillPay service through Member Access and the SECU Mobile App.

In addition to making purchases with your SECU CashPoints Global Card and paying bills through our online BillPay service, your CPG Account can be used to receive ACH deposits, including direct deposits from your employer. You can send and receive wire transfers, receive loan advances or tax refunds, and use your CPG Account as a transfer account for Share Term Certificates (STCs), Holiday Cash Club, and Summer Cash Accounts.

Your CPG Account can be added to your SECU Visa Debit Card for convenient ATM access. However, you cannot access any of your other SECU accounts with your CashPoints Global Debit Card.

Statements are generated monthly and are available in either electronic or paper form.

Authorized users receive their own debit card for transactions. An authorized user can create an Online Services access through Member Access, view the account balance, and perform transactions through their SECU CashPoints Global Debit Card. They cannot make account inquiries or perform transactions in the branch or through Member Services Support. Each authorized user must be an SECU member.