How it works
Our Share-Secured Loan is available for when you need funds but don't want to deplete your savings.1 Your Share Account will be held as collateral for the loan, and once the loan is paid off, the hold is released.
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Fixed rate for terms up to 24 months
APR2: 3.10%
Payment example: A loan amount of $5,000 for a 24-month term at 3.10% has 23 monthly payments of $216 and one final payment of $194.14.
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Fixed rate for terms of 25-48 months
APR2: 3.50%
Payment example: A loan amount of $5,000 for a 48-month term at 3.50% has 47 monthly payments of $112 and one final payment of $100.29.
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Variable rate for terms of 49-120 months
APR2,3,4: 6.75%
Payment example: A loan amount of $10,000 for a 120-month term at 6.75% has 119 monthly payments of $115 and one final payment of $83.83.
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Fixed rate for 36 month term
APR1 range: 9.50% - 12.50%
Payment example: A loan amount of $5,000 for a 36-month term at 9.50% - 12.50% has 36 monthly payments of $161 - $16
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Fixed rate for 48 month term
APR1 range: 9.50% - 12.50%
Payment example: A loan amount of $10,000 for a 48-month term at 9.50% - 12.50% has 48 monthly payments of $252 - $266.
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Fixed rate for 60 month term
APR1 range: 9.75% - 12.75%
Payment example: A loan amount of $20,000 for a 60-month term at 9.75% - 12.75% has 60 monthly payments of $423 - $453.
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Fixed rate for 72 month term
APR1 range: 9.75% - 12.75%
Payment example: A loan amount of $35,000 for a 72-month term at 9.75% - 12.75% has 72 monthly payments of $644 - $698.
