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Routing Number: 253177049
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Lending Rates

Explore lending rates for our various loan products.

Mortgages

Loan type 
Adjustable Rate Mortgage1Check today's rates
Fixed Rate MortgageCheck today's rates
Mortgage rates and terms may change at any time and without prior notice. Use our rates calculator to find rate information and monthly payment options.

Disclosures

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Lines of Credit

HELOC

Loan typeAPR2,3 as low as
Home Equity Line of Credit6.50%4*
*New lines of credit available for initial APR of 6.50% until the first quarterly rate change based on current index rate and margin. Future rates and payments determined by adding a margin of 2.25% to the index.
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Visa® credit cards

Loan typeAPR2 range
Cash Rewards Visa Credit Card15.00% - 18.00%5*
Points Rewards Visa Credit Card15.00% - 18.00%5*
Classic Visa Credit Card12.00% - 15.00%5*
*Cash Advances have a fixed APR of 18.00%.5
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Open-End Signature Loan

Loan typeAPR2 range
Open-End Signature12.00% - 15.00%3,4
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Salary Advance Loans

Loan typeAPR2,3 as low as
Salary Advance (cash account > $500)9.50%4
Salary Advance (cash account < $500)16.00%4

Disclosures

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 New auto loans

TermAPR2,3 range
36 months5.00% - 7.50%
48 months5.25% - 7.75%
60 months5.50% - 8.00%
72 months5.75% - 8.25%
84 months6.50% - 9.00%
96 months7.25% - 9.75%

Disclosures

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 Used auto loans

0-5 years old

TermAPR2,3 range
36 months5.50% - 8.50%
48 months5.75% - 8.75%
60 months6.00% - 9.00%
72 months6.25% - 9.25%

6-10 years old

TermAPR2.3 range
36 months6.50% - 9.50%
48 months6.75% - 9.75%
60 months7.00% - 10.00%
72 months7.25% - 10.25%

Disclosures

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Personal Loans

Loan typeTermAPR2,3 as low asMonthly payment
Closed-End Fixed Rate24 months9.25% - 12.25%See example
Closed-End Fixed Rate48 months9.50% - 12.50%See example
Closed-End Fixed Rate60 months9.75% - 12.75%See example
Closed-End Fixed Rate72 months9.75% - 12.75%
See example

 

Loan typeTermAPR2,3 as low asMonthly payment
Share-Secured24 months3.10%See example
Share-Secured48 months3.50%See example
Share-Secured120 months6.75%6See example
Signature Term Note6 months11.75%See example
Share-Secured Term Note6 months6.50%See example
STC-Secured Term NoteRemaining term of STCSTC rate + 2%6See example

Disclosures

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    1. Rate cannot change by more than 2% every five years or 6% over the life of the loan. Future interest rate changes will be determined based on the five-year Constant Maturity Treasury (CMT) yield.
    2. APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate.
    3. Rates are subject to change prior to the completion of the loan. Your actual APR will be determined at the time of disbursement and may vary based on credit score, collateral, and loan terms. If you qualify, we can give you a quote for the current rate and most loan documents can be signed electronically.
    4. Variable rate is subject to change quarterly.
    5. The variable APR for Purchases and Balance Transfers equals the U.S. Prime Rate plus a margin of between 4.50% and 7.50%, based on your creditworthiness at account opening. The variable APR is subject to change, with the U.S. Prime Rate, as published in The Wall Street Journal on the first day of your billing period that begins in January, April, July, and October. Cash Advances have a fixed APR of 18.00%. The APR will not exceed the maximum permitted by applicable law.
    6. Rate rounded up to the nearest 0.25%.