That depends on your budget, your destination, and your specific situation. If your biggest worry is protecting your vacation investment in case of a last-minute cancellation or trip interruption, then you may want a plan with trip cancellation / interruption benefits. If you’re more concerned about mishaps that occur while traveling, such as baggage loss or delay, or trip delays, look for a plan with post-departure benefits. To help protect yourself in case of a medical emergency while traveling, you should consider a plan that includes emergency medical and emergency medical transportation benefits.
Why choose Allianz
When you purchase travel insurance through Allianz, you’ll enjoy benefits like:
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Trip cancellation
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Trip interruption
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Emergency medical / dental coverage
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Trip change protector
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Emergency transportation
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Baggage coverage
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Baggage delay
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Travel delay
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OneTrip Rental Car Protector
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Epidemic coverage
Frequently asked questions about travel insurance
Trip cancellation
Trip cancellation reimburses nonrefundable payments if you must cancel a trip because of covered illness, job loss, or other unforeseen reasons, including acts of terror. Many travel insurance providers allow customers to cancel their trip if an act of terrorism occurred at the destination within 30 days of their scheduled arrival date.
Emergency medical transportation
Emergency medical transportation arranges and covers the cost to transport you to a qualified medical facility or gets you back home to receive care if you suffer a serious covered injury or illness during your trip.
Trip interruption
Trip interruption reimburses remaining nonrefundable payments if you begin a trip but can’t finish it because of covered illness, death, or other covered circumstances.
Coverage for road trips
If you’re not ready for a major trip, travel insurance can still help protect you even if you’re just hitting the road.
Save on car rental insurance: Rental car damage protection helps cover loss or damage to your rental vehicle and comes with a trip interruption benefit, all for less than what you’d likely pay for insurance from many rental car agencies.
More reasons to buy travel insurance
Baggage: Benefits for lost, delayed, or damaged luggage.
Delays: Benefits for minor setbacks (such as missed connecting flights in certain circumstances).
Medical: Benefits for covered emergency treatments during travel. Some U.S. health care policies (including Medicare) won’t cover you abroad.
The best time to purchase travel insurance is immediately after you’ve booked your travel arrangements. Visit Allianz for more information and to learn what options are best for you.
While it's tempting to purchase a cruise or tour operator-offered insurance plan, their benefits may not be what you need. Be sure to weigh all the options before you make a purchase decision.
The fastest and easiest way is to file a claim with Allianz through the Allianz website. To get started, you'll need your email address or policy number, as well as your departure date or policy purchase date.
Documentation to support your claim is required before a claim examiner can review your claim. Find a list of supporting documents you may need here. Once you have filed your claim, you will receive a confirmation email.
You can also use the free Allyz® TravelSmart app to file a claim. Or, email Allianz at claimsinquiry@allianzassistance.com, fax your claim to Allianz at 804-673-1469, or mail it to:
Allianz Global Assistance
P.O. Box 71533
Richmond, VA 23255-1533
Please include your name and policy number with any documentation submitted by mail or fax. Processing times may be longer than for claims submitted online.
