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Wire Transfer

Wire transfers are a fast and efficient way to send money, both in the U.S. and around the world.1 Visit your local branch or contact Member Services Support to process a wire transfer.

Sending wire transfers

You can wire money with cash, a cashier’s check or money order, or from your Checking, Share, Money Market Share, or CashPoints® Global Accounts.

What to know before you request a wire transfer:

  • not icon Cannot reverse or cancel wires

    SECU Wire Transfers usually can’t be reversed or canceled once sent; always confirm your wiring instructions before making a transfer request.

  • price fee icon Wire fees

    $10 for domestic transfers

    $25 for international transfers

Receiving wire transfers

There’s no fee to receive wire deposits in your account. The following information2 is needed to receive a wire transfer:

  • Name as it appears on your account

  • Account number where funds should be deposited

  • SECU’s routing number: 253177049

  • SECU’s receiving address: State Employees’ Credit Union (State ECU Raleigh), Raleigh NC, 27605

  • (Optional) SECU’s non-monetary SWIFT code: SMCUUS31

Contact Member Services Support at (888) 732-8562 if you have questions about wiring instructions.

Recurring wire transfers

If you often send wires to the same recipient or beneficiary account, you can use a recurring wire number to process requests through Member Access.

To set up a recurring wire number:
  • Send an initial transfer by contacting your local branch or Member Services Support.

  • Request to establish a recurring wire number.

  • Use this number in the future to initiate transfers through Member Access.

Frequently asked questions about wire transfers

If an outgoing wire is returned to SECU, the funds will be deposited back into the account from which the funds were originally debited.

Yes, there is a $10 fee for each domestic wire transfer and a $25 fee for each international wire transfer. The fee will be debited from your account.

No, there is no fee to receive a wire.

The Credit Union transmits outgoing wire transfers on the same business day if keyed or verified before:

  • 5:30 p.m. for domestic wire transfer requests.

  • 3:30 p.m. for international wire transfer requests (including foreign currency wire transfers).