Skip to main content

mom and son with piggy bank

Savings Accounts

Grow your money with an SECU savings account. No matter what you’re saving for, we have competitive options to help you reach your goals.

Open account Join SECU

Savings made simple

Put your savings goals in reach with an account tailored to your needs.

Multiple account options
SECU offers a range of accounts to set aside money safely for what matters to you.
Competitive rates
Put your savings to work with competitive dividend and interest rates.
24/7 access
Access your account online anytime via Member Access and our Mobile App.

Share Account

Membership with SECU starts by opening a Share Account. Membership requires a purchase of at least five shares, and each share has a par value of $5. Therefore, the minimum opening deposit is $25.

Additional account information:

Minimum opening deposit: $25
Minimum balance: $25¹
Competitive dividend rate.² View our current Share and Deposit Rates.

Open account Learn more

Money Market Share Account

Build your savings in an account that offers increased earnings and maximum accessibility. Money Market Share Accounts generally earn higher dividends² than regular Share Accounts and are more flexible than Share Term Certificates.

Additional account information:

Minimum opening deposit: $250
Minimum balance: $250³
Competitive dividend rate.² View our current Share and Deposit Rates.

Open account Learn more

Share Term Certificate (STC) Account

Unlock a higher interest rate on your savings when you invest funds in an STC Account with 6- to 60-month terms.

Additional account information:

Minimum opening deposit: $250
Minimum balance: $250
Competitive interest rate.⁴ View our current Share and Deposit Rates.

Open account Learn more

Holiday Cash Club Account

Set money aside for holiday spending with a Holiday Cash Club Account. Receive an automatic deposit with dividends in October.

Additional account information:

No minimum opening deposit
No minimum balance
Competitive dividend rate.² View our current Share and Deposit Rates.

Open account Learn more

Summer Cash Account

Our Summer Cash Account helps school system employees paid 9, 10, or 11 months out of the year save during the school year and receive a deposit including dividends earned in the summer.

Additional account information:

No minimum opening deposit
No minimum balance
Competitive dividend rate.⁵ View our current Share and Deposit Rates.

Open account Learn more

A $1 monthly maintenance fee is charged if the account is below the minimum balance on the statement date.
Dividend rate and annual percentage yield (APY) are variable and subject to change daily at the discretion of the Board of Directors.
The minimum balance to earn dividends on Money Market Share Accounts is $250. If the balance falls below $250 at any time during a statement period, a $2 monthly maintenance fee is assessed.
Interest rates and APYs are fixed for the term of the certificate. Rates, minimum deposit requirements and maturity dates for new accounts are subject to change daily at the discretion of the Board of Directors. Fees and/or penalties imposed for early withdrawal may reduce earnings on the account.
The Summer Cash Account dividend rate and APY are not subject to change daily. The APY is established each program year to equal to the 12-month STC rate on August 1, regardless of when the account is opened, and remains in effect until the next adjustment period. The rate adjusts each program year on August 1 for June-July accounts and September 1 for July-August accounts.