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Share Account

Open a Share Account to establish your SECU membership. Visit your local branch to get started.

Smart saving starts with an SECU Share Account

Unlock all SECU has to offer with a Share (savings) Account. Visit your local branch to open an account and get started.

  • Access to SECU products and services

    Your Share Account is key to accessing other SECU share and deposit accounts and membership benefits.

  • Low minimum balance requirements

    Our Share Account requires an initial minimum deposit of $25 to open, and a balance of $25 must be maintained to avoid monthly maintenance fees and retain membership.1 This initial deposit represents your share of ownership in SECU.

  • Compounding dividends

    Dividends are compounded daily and paid monthly into your Share Account.2

Features designed for you

Take advantage of the key features our Share Account offers to meet your savings goals.

  •  Competitive dividend rate

    View our current Share and Deposit Rates.

  •  Automated Clearing House (ACH) deposits

    A Share Account is eligible for ACH deposits, such as paychecks via direct deposit.

  •  Easy, unlimited transfers

    Move your money where you want it, when you want it. Conveniently transfer money between your Share Account and your other SECU share and deposit accounts.

  •  Overdraft Transfer Service

    A Share Account can serve as a protecting account when you enroll your SECU Checking Account in our optional Overdraft Transfer Service.3

  •  24/7 access

    Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at  (888) 732-8562.

Frequently asked questions about Share Accounts

No, Share Accounts are not eligible for ACH withdrawals or debits.

Yes, Share Accounts are eligible for both Funds Transfer and Payroll Deduction.

All dividend rates and fees can be found on our Share and Deposit Rates page.

An SECU Share Account is required for SECU membership. Membership in the Credit Union is obtained by meeting the eligibility requirements and opening a Share Account with a minimum deposit of $25, which at $5 per share represents five shares in the Credit Union. For membership requirements for minors, visit our Kids & Teens page.