All dividend rates and fees can be found on our Share and Deposit Rates page.
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Access to SECU products and services
Your Share Account is key to accessing other SECU share and deposit accounts and membership benefits.
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Low minimum balance requirements
Our Share Account requires an initial minimum deposit of $25 to open, and a balance of $25 must be maintained to avoid monthly maintenance fees and retain membership.1 This initial deposit represents your share of ownership in SECU.
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Compounding dividends
Dividends are compounded daily and paid monthly into your Share Account.2
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Competitive dividend rate
View our current Share and Deposit Rates.
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Automated Clearing House (ACH) deposits
A Share Account is eligible for ACH deposits, such as paychecks via direct deposit.
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Easy, unlimited transfers
Move your money where you want it, when you want it. Conveniently transfer money between your Share Account and your other SECU share and deposit accounts.
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Overdraft Transfer Service
A Share Account can serve as a protecting account when you enroll your SECU Checking Account in our optional Overdraft Transfer Service.3
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24/7 access
Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at (888) 732-8562.
Frequently asked questions about Share Accounts
No, Share Accounts are not eligible for ACH withdrawals or debits.
Yes, Share Accounts are eligible for both Funds Transfer and Payroll Deduction.
An SECU Share Account is required for SECU membership. Membership in the Credit Union is obtained by meeting the eligibility requirements and opening a Share Account with a minimum deposit of $25, which at $5 per share represents five shares in the Credit Union. For membership requirements for minors, visit our Kids & Teens page.
