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Everyday Spending

SECU offers Checking and CashPoints® Global Accounts for everyday spending. Choose the account that meets your needs.

Features designed for day-to-day spending

Easily access your funds with the convenient features of our Checking and CashPoints Global (CPG) Accounts. 

  • No minimum balance

    No minimum balance is required to open or maintain an account.1

  • Direct deposit and BillPay

    Set up your account to automatically receive paychecks via direct deposit and simplify paying bills with online BillPay.

  • Debit cards

    Make purchases and perform ATM transactions with your debit card. Visa's Zero Liability Policy for unauthorized purchase transactions means you are not responsible for fraudulent transactions on your card if reported in a timely manner.

  • Low account fees

    Pay just $1 per month as a contribution to the SECU Foundation or as a monthly maintenance fee.2

  • 24/7 access

    Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at (888) 732-8562.

Everyday spending accounts

Earn dividends with an SECU Checking Account and help protect against overspending with a CashPoints Global Account.


Earn dividends3 and enjoy no minimum balance1 with a Checking Account. Enroll your account in our free, optional Overdraft Transfer Service for added protection against NSF fees and becoming overdrawn.

CashPoints Global

An alternative to a traditional checking account, a CPG Account is primarily accessed through a CPG Visa® Debit Card and does not incur NSF fees.4 Add authorized users who can access the account with their own CPG Debit Card.5