Real-Time Loan Advance

Access your available lines of credit quickly and easily with a Real-Time Loan Advance.

What is a Real-Time Loan Advance?

Real-Time Loan Advances allow quick and easy access to your available lines of credit 24/7.

Request any time
If you have an Open-End Signature Loan, Home Equity Line of Credit (HELOC) or Salary Advance Loan, you can request an advance from any of our online services¹ or automated voice response system.
Simple process
There’s no need to complete additional paperwork or speak with a financial services officer as long as your loan has been originated and is in good standing.^2,3
Immediate transfer
With a Real-Time Loan Advance, funds are transferred to your share or deposit account^4,5 and are available for use immediately.

Call (800) ASK-SECU⁶ and Advance Funds from the Loan Advance menu (option 5).

To advance funds, you must have agreed to the terms of our Online Services Agreement, and your loan must be accessible through your online services and authorized to perform online loan advances.
All Credit Union accounts must be in good standing.
When requesting an advance on a loan with a zero balance, you will be prompted to set up a repayment method. Confirmation of the new repayment information will be mailed to your address on file.
Advances can be deposited to Checking, Share, Money Market Share or CashPoints^® Global (CPG) Accounts. For Salary Advance Loans, loan advance proceeds are deposited to the account you pre-selected when initially applying for the loan.
Requests can only be made up to your available credit limit. Requests for an increase in your credit limit are subject to additional underwriting and credit approval.
Dial (919) 839-5400. Toll Free calling North American dialing only (i.e., United States, Canada and parts of Mexico).