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Direct Deposit

Direct deposit is the safest, quickest, and most convenient way of having your paycheck deposited to your Checking, CashPoints® Global, Share, or Money Market Share Accounts.

Money management made easy

Direct deposit is a seamless way to receive payments and offers several advantages. By signing up for direct deposit, you can:

  • Get early access to your deposit

    With Early Direct Deposit, funds are available up to one day early based on when we receive deposit information. Early Direct Deposit does not affect the effective date of your Funds Transfer, deposit, or dividend calculation. Early Direct Deposit is not guaranteed.1

  • Avoid lost, delayed, or stolen checks

    Enjoy the security of electronic paychecks deposited into your chosen account.

Set up direct deposit

To set up direct deposit, you’ll need to provide your employer (the depositor) with SECU’s routing number (253177049) and your account number, located in the account summary section of Member Access or on the summary of accounts page of your monthly statement. Select from the following depositor options:

State retirement benefits

Retirees can initiate direct deposit online by visiting the North Carolina Department of State Treasurer webpage and completing the online retirement application through their automated payment system, ORBIT.

Retirees can also complete the North Carolina Department of State Treasurer Form 170, Authorizing Direct Deposit, and mail it to:

Department of State Treasurer
Retirement Systems Division
3200 Atlantic Avenue
Raleigh, NC 27604

Federal benefit payments

Members who receive federal benefit payments generally must set up an electronic payment option when they apply to receive their payments.

If you are already receiving benefit payments and want to make changes to your existing direct deposit, visit the U.S. Treasury Department’s GoDirect webpage for more information and links to the applicable paying agency’s website or phone number.

Frequently asked questions about direct deposit

If a direct deposit is rejected due to incorrect account information (routing number, account number, or transaction code), it will be returned back to the originator. You will need to provide the company with the correct information in order for them to resubmit the deposit.

If you close an account into which you are receiving direct deposit, or need to change your direct deposit to a different account, you may contact the originator of the deposit to provide them with an ACH authorization for the new account, or you may complete an Authorization to Redirect ACH Debits and Credits at your local branch or via Member Services Support.