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Cardholder Travel Information

Debit and credit card fraud continues to increase at an alarming pace. State Employees' Credit Union takes extensive measures to minimize and prevent fraud. However, there are precautionary measures that cardholders should take, as well.

Important Traveling Tips

  • Notify the Credit Union of extensive domestic and/or international travels
  • Inquire about potential international fraud blocks before you travel*
  • Test your card to confirm that you have the valid PIN
  • Verify that your card will not expire while traveling
  • Carry alternative payment methods (i.e. additional debit/credit cards)
  • Do not pack all payment methods together (i.e. one in a suitcase, another in a purse or wallet)
  • Remain observant for pick pockets
  • Photocopy all cards front and back and keep copies on hand
*The Credit Union has permanent blocks or limited access in the countries listed below. Please contact the Contact Center or your local branch to inquire about these restrictions and/or to have the blocks removed for the duration of your travel.

Current Blocks
Brazil No transactions allowed.
Malaysia No transactions allowed.
Pakistan Limited access. 1
Romania No transactions allowed.
Spain Limited access. 1
Thailand Limited access. 1
Turkey No transactions allowed.
Ukraine Limited access. 1


1 Contact the Credit Union for details.

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*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.