We are currently experiencing an outage with card related services through the SECU Mobile App and Member Access, including the card lock and unlock feature, performing updates to Credit Card alerts, and performing a Credit Card cash advance. Credit Card cash advances are still available by visiting a CashPoints® ATM or your local branch. If you need assistance locking or unlocking a card, please contact Member Services Support at (888) 732-8562. We apologize for the inconvenience.
Help make your short-term financial goals easier
Open a Money Market Share Account with SECU today.
Find the right mortgage from a lender you can trust
Confidently navigate choices, whether you’re buying a first home, refinancing, or tapping into equity. Members get the care and support they need to put home goals into focus.
As a not-for-profit member-owned cooperative, we are focused on providing you with the best products and services for your financial success.
We’ve been a trusted financial provider since 1937
Grounded in the credit union philosophy of People Helping People®, SECU is committed to meeting the needs of our members and communities. That commitment will never change.
We’re here every step of the way
We provide products and services designed for every stage of your financial journey.
Members share how we’re serving our members and communities of North Carolina.
“SECU really took care of me. They didn’t just want to give me a loan and send me on my way. They worked with me to find the loan term and the rate that made sense for my situation and then walked me through the entire process: how to set up payments, what to expect, and how to use my new loan the right way. They empowered me to make a smarter decision for me. I’ve never been treated like that by a bank or anywhere else.”
Evanie C., SECU member
“They made the loan process incredibly simple. From exactly what to apply for, to how to pay it off, they listened to us and helped us. They’re friendly people and it always feels like more than walking into a branch. I consider them friends. I’d tell any teacher to go straight to the Credit Union. I’ll even drive them!”
Linda A., SECU member
“It’s a small-town feel when I walk into a branch. They say hi, and they know my name and I know their names. When we need help, they’ve always pointed us in the right direction and been very direct in what our available options are. They don’t push anything; they just make sure we can make the right decision that makes sense for us. Their rates, their support, and how they make you feel really can’t be beat.”
Heidi J., SECU member
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APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate. Rates are subject to change prior to the completion of the loan. Your actual APR will be determined at the time of disbursement and may vary based on credit score, collateral, and loan terms. If you qualify, we can give you a quote for the current rate and most loan documents can be signed electronically. Members must be 18 years old or otherwise eligible for lending services to apply. Lending is limited to North Carolina, South Carolina, Georgia, Tennessee, and Virginia residents and titled vehicles. Other restrictions apply.
