Visa® Credit Card

Save money with a low rate
and no annual fee.

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Great Low Rate

Great Low Rate

7.75% Variable APR1,2 applies to purchases, cash advances, and balance transfers.3

No Annual Fee

No Annual Fee

Pay no annual fee and keep more money in your pocket to spend how you want.

Balance Transfers

Balance Transfers

Transfer your high interest loan and credit card balances with no balance transfer fees.3

Primary Features

The "tap to pay" feature on your contactless card allows you to make payments with participating merchants at contactless-enabled checkout terminals.

Pay off your high interest loans and credit card balances from other institutions by transferring your balance to your SECU Visa Credit Card with no balance transfer fee.3

Use your Visa Credit Card to protect your SECU checking account from NSF (non-sufficient funds) fees.3,4

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

Monthly and annual transaction statements available online.

Your member photo may appear on your card for additional security.


Members must be 18 years of age or older to be eligible for lending services. New lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia.

1 APR = Annual Percentage Rate. APR is the cost over the loan term expressed as a rate.
2 The APR is 7.50% plus the Index Rate. The Index Rate is the 26-week Treasury Bill rate set at the first T-Bill Auction held each quarter and adjusted up to the nearest 0.25%. Because the Index Rate is subject to change each quarter, the APR is as well. There is no minimum interest rate. The maximum rate is 18.00% variable APR.
3 Interest begins to accrue immediately at time of cash advance, balance transfer and overdraft transfer.
4 Overdraft transfers made from a Credit Card are considered loan advances. Overdraft transfers can be made up to the unused line of credit plus 10% of the credit limit.
5 Credit line increases are permitted for existing credit cards regardless of the state in which you reside.