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Routing Number: 253177049

Start strong, finish festive

Get a head start on holiday cheer. Open a holiday savings account for a simple, steady way to save all year.

Learn more Open account

Personal Loan statements now include a “Total Interest Paid Prior Year” field. This may be helpful for tax preparation purposes if you paid interest on a qualified passenger vehicle loan.
Please consult a tax advisor to determine any potential deductible interest based on your individual circumstances.

How can we help you?

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Aspire for more

Our savings accounts offer competitive rates and help you manage the everyday, the unexpected, and the future.

Learn more Join SECU

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Manage your money and everyday expenses

Access your money where and when you need it and earn dividends with an SECU Checking Account. Move money, pay bills, set up account alerts, and more.

Learn more

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Get spending confidence from your trusted Credit Union

An SECU Visa credit card is a top choice for purchases and balance transfers. Plus, convenience and security features come standard.

Learn more

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Gain financial flexibility so you can find a path forward

Explore a range of options that fit your budget, timeline, and goals. Members get competitive rates and outstanding personalized support.

Apply now Learn more

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Find the right mortgage from a lender you can trust

Confidently navigate choices, whether you’re buying a first home, refinancing, or tapping into equity. Members get the care and support they need to put home goals into focus.

Apply now Learn more

Why choose SECU?

We’re a cooperative owned by you, our members

As a not-for-profit member-owned cooperative, we are focused on providing you with the best products and services for your financial success. 

We’ve been a trusted financial provider since 1937

Grounded in the credit union philosophy of People Helping People®, SECU is committed to meeting the needs of our members and communities. That commitment will never change.

We’re here every step of the way

We provide products and services designed for every stage of your financial journey.

See membership eligibility
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A lot can change in a year

Major milestones can mean major adjustments to your finances and your taxes. Our Financial Planning Guide helps explain what to consider.

Download guide
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Help with job loss and financial hardship

Explore SECU guidance and resources to assist during job loss and financial hardship.

Learn more

Hear from our members

Members share how we’re serving our members and communities of North Carolina.

“I appreciate the care you take with me and my family. My son was able to get the best interest rate on a car loan through SECU. Joining your credit union was the best financial decision our family has ever made. Thank you!”

“SECU has provided me with financial security, but more importantly, people who kindly and wisely answer questions and help me navigate all financial situations. SECU is one of the very best aspects of being a retired schoolteacher.’’

“SECU is truly a community- and member-focused organization. My family has lived in multiple North Carolina locations, and every branch has been wonderful.’’

$57 billion
in assets
2.9 million
members
275
branch locations
1,100
ATMs

Related resources

  • Cash Rewards, Points Rewards and Classic Credit Card

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    Compare SECU Credit Cards

    Watch our video to help you choose the best SECU credit card for your needs.
    Read article
  • Man Looking at computer for rewards options

    article

    How To Claim Points Rewards

    Watch our tutorial on redeeming rewards with your Points Rewards Visa® Credit Card.
    Read article
View all learning resources
“Best Credit Unions in North Carolina for Member Service 2024”
Money.com
“2024 Plan Sponsor of the Year Total Retirement Offering”
PLANSPONSOR®
“Best-in-State Credit Unions in North Carolina”
2018-2024, Forbes Magazine

  1. Terms and conditions apply. See SECU’s Fees and Terms for more information.