Lending Rates
Mortgage Loans
Loan Type
LTV
Term
Rate as low as
APR1,2,3as low as
Lines of Credit
Loan Type
APR1,9 as low
as
7.50%6*
*New lines of credit available for initial APR of 7.50% until the first
quarterly rate change based on current index and margin. Future rates and payments determined by adding a
margin of 2.25% to the index.
Loan Type
APR1,9 as low as
Auto Loans
Loan Type
Term
APR1,9 Range
Loan Type
Term
APR1,9 Range
Loan Type
Term
APR1,9 Range
Personal Loans
Loan Type
Term
APR1,9 Range
Loan Type
Term
APR1,9 as low
as
ARM = Adjustable Rate Mortgage
LTV = Loan-to-value
1 APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate.
2 Stated APR for LTV programs 100% or less is based on a purchase transaction with a loan amount of $150,000 for a maximum term allowed for each program. Stated APR for LTV above 100% is based on a refinance transaction with a loan amount of $150,000 for a maximum term allowed for each program.
3 Stated APR based on a loan amount of $150,000 for a maximum term allowed for each loan.
4 Rate cannot change by more than 2% every 5 years or 6% over the life of the loan. Future interest rate changes will be determined based on the 5-year Constant Maturity Treasury (CMT) yield.
5 The interest paid on the portion of the loan that is greater than the value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges.
6 Variable rate is subject to change quarterly.
7APR = Annual Percentage Rate. APR is the cost over the loan term expressed as a rate. The variable APR for Purchases and Balance Transfers equals the U.S. Prime Rate plus a margin of between 4.50% and 9.50%, based on your creditworthiness at account opening. The variable APR is subject to change, with the U.S. Prime Rate, as published in The Wall Street Journal on the first day of your billing period that begins in January, April, July and October. Cash Advances have a fixed APR of 18.00%. The APR will not exceed the maximum permitted by applicable law.
8 Rate rounded up to the nearest 0.25%.
9 Rates are subject to change prior to the completion of the loan. Your actual APR will be determined at the time of disbursement and may vary based on credit score, collateral, and loan terms. If you qualify, we can give you a quote for the current rate and most loan documents can be signed electronically.
LTV = Loan-to-value
1 APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate.
2 Stated APR for LTV programs 100% or less is based on a purchase transaction with a loan amount of $150,000 for a maximum term allowed for each program. Stated APR for LTV above 100% is based on a refinance transaction with a loan amount of $150,000 for a maximum term allowed for each program.
3 Stated APR based on a loan amount of $150,000 for a maximum term allowed for each loan.
4 Rate cannot change by more than 2% every 5 years or 6% over the life of the loan. Future interest rate changes will be determined based on the 5-year Constant Maturity Treasury (CMT) yield.
5 The interest paid on the portion of the loan that is greater than the value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges.
6 Variable rate is subject to change quarterly.
7APR = Annual Percentage Rate. APR is the cost over the loan term expressed as a rate. The variable APR for Purchases and Balance Transfers equals the U.S. Prime Rate plus a margin of between 4.50% and 9.50%, based on your creditworthiness at account opening. The variable APR is subject to change, with the U.S. Prime Rate, as published in The Wall Street Journal on the first day of your billing period that begins in January, April, July and October. Cash Advances have a fixed APR of 18.00%. The APR will not exceed the maximum permitted by applicable law.
8 Rate rounded up to the nearest 0.25%.
9 Rates are subject to change prior to the completion of the loan. Your actual APR will be determined at the time of disbursement and may vary based on credit score, collateral, and loan terms. If you qualify, we can give you a quote for the current rate and most loan documents can be signed electronically.