Lending Rates

APR = Annual Percentage Rate / APR is your cost over the loan term expressed as a rate.
ARM = Adjustable Rate Mortgage

1Future interest rate changes will be determined based on the 5-year Constant Maturity Treasury (CMT) yield.

2The interest rate on our 5 year Adjustable Rate Mortgage cannot change by more than 2.0% every 5 years or 6% over the life of the loan.

3100% financing up to maximum loan of $400,000. Restricted to purchases of primary residences located in North Carolina, South Carolina, Virginia, Georgia or Tennessee. First time homebuyers and new or relocated state employees are eligible for additional financing up to $2,000 for closing costs.

4The interest paid on the portion of the loan that is greater than the value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges.

5100.1% - 110% financing up to maximum loan of $400,000. Restricted to no cash-out refinances of primary residences located in North Carolina, South Carolina, Virginia, Georgia or Tennessee.

6100% financing up to maximum loan of $400,000. Restricted to purchases or no cash-out refinances of primary residences located in North Carolina, South Carolina, Virginia, Georgia or Tennessee. First time homebuyers program not available for Fixed Rate products.

7All prior, current or upcoming year models must have less than 10,000 miles for new vehicle loans.

8Vehicles may not be older than 10 years or have mileage in excess of 150,000 at time of origination for used vehicle loans. Vehicles that met either of the following conditions are limited to a maximum term of 48 months: model years between 6 and 10 years old or mileage that exceeds 100,000 up to maximum of 150,000.