Fees

Effective Date: 9/1/2015
Checking Account
 
Monthly Maintenance Fee - interest bearing
$
Monthly Maintenance Fee - non - interest bearing1
$
Services Fee2
$
Non-Sufficient Funds (NSF)/Special Handling3
  • 1st two days with NSF's per year
  • After 1st two days with NSF's
 
  • $  
  • $  
Stop Payment Order
$
Overdraft Transfer4
  • 1st two days with Overdraft Transfers per year
  • After 1st two days with Overdraft Transfers
 
  • $  
  • $  
BillPay Service - 1st 50 payments per month free5
$
CashPoints® Global Account
 
Monthly Maintenance Fee
$
Stop Payment Order
$
BillPay Service - 1st 50 payments per month free5
$
Share, Money Market, IRA, SEP and CESA Accounts
 
Transaction Fee
$
Service Fee - Share, IRA, SEP and CESA6
$
Service Fee - Money Market Shares 6
$
ATM, Debit and CashPoints® Global Cards
 
Transaction Fee
$
Reissue Card Replacement
$
Lost Card Replacement
$
PLUS® Network Completed Transaction/Inquiry Fee
$
PLUS Network Denied Transaction/Inquiry Fee
$
Credit Card
 
Visa® Annual Fee
$
Late Payment Fee
$
Exceed Credit Line Fee
$
First Mortgage
 
Late Payment Fee
2% of principal and interest payment
Safe Deposit Box
 
Annual Rental
Lost Key
$
Box Drilling
$
Late Rental Payment Fee
$
Miscellaneous Charges
 
Returned Check / Item for Deposit or Payment
$
Check/Statement Copies - Routine Requests 7
$
Check/Statement Copies - Excessive Requests 7
$
Cashier's Check Purchase 8
$
Outgoing Domestic Wire Transfer
$
Outgoing International Wire Transfer
$
Notary Service
$
Verification of Deposit Request
$
Retro/Historical VOD Request
$

For detailed information, review the Account Rules and Regulations Brochure.

Fees subject to change daily at the discretion of the Board of Directors.
1No longer available to new accountholders.
2No service fee for Checking accounts if less than 50 checks pay/clear per statement cycle. A $ per item fee will be charged for each check over the first 50.
3Non-Sufficient Funds fees are waived for 2 separate days during the year through the Non-Sufficient Funds Fee Free Days Program.
4Overdraft Transfer fees are waived for 2 separate days during the year through the Overdraft Fee Free Days Program. A $ fee will be assessed per overdraft transfer not exceeding the maximum after Overdraft Fee Free Days have been exhausted. Maximum of 6 overdraft transfers per month from a Share or Money Market Share account. Transfers exceeding 6 will be charged a fee equal to the current Non-Sufficient Funds Fee. Repeated excess transfers may result in loss of overdraft privileges.
5Additional payments are $ each. This fee is debited from the designated account.
6No service fee for Share, IRA, SEP, CESA, and Money Market accounts if the minimum balance is maintained. A $ service fee will be charged for Share, IRA, SEP, and CESA accounts that fall below the minimum balance of $. A $ service fee will be charged for Money Market accounts that fall below the minimum balance of $.
7No fee for routine copy requests. Excessive requests may result in a $ fee per item.
8The cost for each cashier’s check is $1.00, unless the cashier’s check totals $500 or more; then the $1.00 fee is waived, regardless of the source of funds. (For example, cash and account withdrawals can be combined to equal the amount of the cashier’s check.) The cashier’s check fee is waived for each cashier’s check of $500 or more, and there is no limit to the number of checks eligible for waived fee.