Share and Deposit Rates
Federally insured by NCUA. APY = Annual Percentage Yield. APY is accurate as of 9/21/2023. The minimum balance to earn interest on Share Term Certificates (STCs) is $250. Interest accrues as simple daily interest. Rates are fixed for the term of certificate and are determined by the length of the term. Rates on new STCs are subject to change daily without notice. Penalties may apply for early withdrawal of funds. Fees may reduce the earnings on the account. Interest cannot remain on account and payout of interest is mandatory for non-compounding STCs.
For more detailed information about these accounts, review our Account Disclosures.
1 Dividend rates and annual percentage yields (APYs) for Checking, Share (excluding the Summer Cash Share) and Tax-Advantaged accounts are variable and subject to change daily at the discretion of the Board of Directors.
2 For all dividend-bearing accounts (excluding Money Market Share), dividends accrue when the account balance is greater than zero. The minimum balance to earn interest on Share Term Certificates and dividends on Money Market Share accounts is $250. Fees may reduce the earnings on the account.
3 Once the account balance reaches $25, the $25 minimum Share account balance must be maintained.
4 The Summer Cash account dividend rate and APY are not subject to change daily. The APY is established each program year to equal to the 12-month STC rate on August 1, regardless of when the account is opened, and remains in effect until the next adjustment period. The rate adjusts each program year on August 1 for June-July accounts and September 1 for July-August accounts.
5 Interest rates and APYs are fixed for the term of the certificate. Rates, minimum deposit requirements and maturity dates for new accounts are subject to change daily at the discretion of the Board of Directors. Fees and/or penalties imposed for early withdrawal may reduce earnings on the account.
2 For all dividend-bearing accounts (excluding Money Market Share), dividends accrue when the account balance is greater than zero. The minimum balance to earn interest on Share Term Certificates and dividends on Money Market Share accounts is $250. Fees may reduce the earnings on the account.
3 Once the account balance reaches $25, the $25 minimum Share account balance must be maintained.
4 The Summer Cash account dividend rate and APY are not subject to change daily. The APY is established each program year to equal to the 12-month STC rate on August 1, regardless of when the account is opened, and remains in effect until the next adjustment period. The rate adjusts each program year on August 1 for June-July accounts and September 1 for July-August accounts.
5 Interest rates and APYs are fixed for the term of the certificate. Rates, minimum deposit requirements and maturity dates for new accounts are subject to change daily at the discretion of the Board of Directors. Fees and/or penalties imposed for early withdrawal may reduce earnings on the account.