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Routing Number: 253177049
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Transfer Funds

Schedule an electronic transfer of funds between your SECU accounts on a one-time or recurring basis.

We now offer two ways to move money between your SECU accounts. Use the Funds Transfer Service for SECU-managed setups that offer multi-day attempts if adequate funds are not available. Use online transfers in the new Member Access platform for instant,1 self-service money movements.

Move money with security and ease

You can move money from your Checking, Share, CashPoints® Global (CPG), or Money Market Share Accounts to another SECU account,2 including payments to loans or credit cards.

Funds Transfer Service

  • Set up and managed by SECU staff via our internal processing system.
  • Establish one-time or recurring transfers at a local branch, via secure message in Member Access, or by contacting Member Service Support.
  • Offers multi-day attempts if adequate funds are not available.
  • Will not appear in “Scheduled Transfers” list in Member Access.
Find a branch (888) 732-8562

Online transfers

  • Managed by you in Member Access.
  • Schedule a one-time or recurring transfer between your accounts and to other members with our real-time transfer option in Member Access.
  • Does not offer multi-day attempts if adequate funds are not available.
  • View, edit, or track your upcoming transfers anytime in Member Access.
Schedule a transfer

Frequently asked questions about Funds Transfer Service

No, our Funds Transfer Service is only available to SECU accounts. Members can send funds from their Checking, Share, Money Market Share, or CPG Accounts to an external account through a Wire Transfer.

Transfers will process on the business day before a weekend or holiday.

No, SECU does not charge a fee to transfer funds through Funds Transfer Service or online transfers in Member Access.

The Funds Transfer Service continues to attempt to make the transfer every business day for a fixed number of days.3

Related links

  • BillPay Learn how to schedule recurring electronic payments from select SECU accounts using BillPay.
  • Member Access Manage your accounts, move money, and access financial wellness tools from any device with Member Access.
  • Wire Transfer Send and receive domestic and international wires.
  • Direct Deposit Set up direct deposit to one of your SECU accounts.

  1. Transferred funds are available immediately for ATM withdrawals, branch transactions, and point-of-sale purchases. For all other items—including ACH debits, checks, and Another Chance items—funds are available the same business day if transferred before 5:30 p.m. ET. Transfers completed after 5:30 p.m. ET or on non-business days will be available for these items on the next business day.
  2. Funds cannot be transferred to a Share Term Certificate (STC) Account. Additionally, transfers to Salary Advance Loan Cash Accounts are restricted; these accounts are funded only during the Salary Advance Loan Account advance process.
  3. If the originating account lacks sufficient funds, we will re-attempt the transfer each business day. This retry period lasts up to 60 days for most transfers, 180 days for consumer loan payments, and indefinitely for Salary Advance Loans. If the transfer remains unsuccessful after the 60 or 180-day window, it will be canceled. Transfers for Salary Advance Loans and those scheduled with an annual frequency will not be automatically canceled.