Money Mule Scams
You meet someone online or on social media. The scammer might offer you a job or say you’ve won a sweepstakes. Or, perhaps you met someone online and you have started a romantic relationship. Whatever the story, next they want to send you money. They may ask for your bank account information to deposit the funds through Automated Clearing House (ACH) or mobile check deposit, or they may mail you a physical check.
Once the money is in your account, the scammer will ask you to send the funds to an individual you do not know. They may ask you to send cash, purchase gift cards, wire money, or purchase cryptocurrency. They tell you to keep an amount for yourself as a commission.