Volunteer Income Tax Assistance

SECU partners with the IRS to offer free tax preparation to qualified taxpayers through the Volunteer Income Tax Assistance (VITA) program. This program is available to eligible taxpayers with a household income of $54,000 or less. If you are eligible to participate, SECU preparers will be able to complete and electronically file both your federal and North Carolina tax returns free of charge!

Eligibility for VITA

The Credit Union can generally prepare your tax return through the VITA program if your household income is less than $54,000 and your return will not include any of the following items*:

  • Income from states other than North Carolina (You must also be a full year resident of NC to qualify)
  • Most self-employment income requiring a full Schedule C; we can prepare Schedule C-EZ
  • Rental income
  • Farm income
  • Military income**
  • Adoption credits
  • Foreign earned income
  • Non-cash charitable contributions exceeding $500
  • Deductions for business use of the home
For more information on how to participate in our VITA tax service, visit our Tax Preparation page.

*The above list is not all-inclusive. Tax items other than those listed above may be outside of the scope of our program. A credit union tax preparer will review all documentation before preparing your return to confirm eligibility. Please contact your local branch for additional details.

**SECU preparers can prepare returns with military retirement income reported on form 1099R but are not certified to prepare returns with active military income (reported on form W2).