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Long Term Care

We are pleased to announce that Long Term Care Insurance1 is available for our members. The product that we are offering is Performance LTC from John Hancock Life Insurance Company. SECU members will be eligible for a special premium discount as part of a sponsored group program. Applications for coverage are individually underwritten with age and health considerations being important factors used for rate determinations and approval decisions. Please contact SECU Insurance Services for more information.

What is long term care? An injury, illness or the effects of aging could result in someone becoming unable to provide for their own personal care. The care needed may be temporary or permanent and could involve skilled nursing, rehabilitative or custodial care. Assistance with the activities of daily living is considered custodial care. The possible need for long term care increases with advancing age, but the need could occur at any age. The cost for receiving long term care can be very expensive. Most health insurance plans and Medicare do not cover long term care costs.

Why purchase Long Term Care insurance? A sound financial plan should include consideration of potential long term care needs. Provided premiums are affordable, one should consider purchasing Long Term Care insurance to help protect assets and income, to remain independent of support from others and maintain freedom to choose the quality of care desired.

To get a coverage quote or to initiate application processing, please contact an insurance representative. Our insurance representatives are licensed to sell insurance in North Carolina only.

1 Auto, homeowners, other personal lines of insurance, immediate annuities, deferred annuities, and term and whole life insurance are available through your local branch. These products along with health insurance and long term care insurance are available through SECU Insurance Services. SECU Insurance representatives are licensed to sell insurance in North Carolina only. You can contact an SECU Insurance representative toll free at 1-888-732-8562 or locally in Raleigh at 919-857-2150 Monday - Friday from 8:00 am to 5:30 pm.

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*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.