Visa® Credit Card
Primary Features
The "tap to pay" feature on your contactless card allows you to make payments with participating merchants at contactless-enabled checkout terminals.
Pay off your high interest loans and credit card balances from other institutions by transferring your balance to your SECU Visa Credit Card with no balance transfer fee.2
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.
Monthly and annual transaction statements available online.
To customize or reset your PIN, call (888) 886-0083 and follow the prompts.
If you already have our Visa Credit Card and need additional buying power, you can request a credit line increase3 through Member Access, at your local branch or by calling Member Services at (888) 732-8562.
Note: Member Services offers Lending Services from 8:00 am – 9:00 pm (Eastern).Additionally, we may automatically increase your credit limit from time to time based on your repayment history and other factors. We will notify you of any automated increase. Contact us if you’d like to decline any automated increase.
1 APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate. The variable APR for purchases and balance transfers equals the U.S. Prime Rate plus a margin of between 4.50% and 9.50%, based on your creditworthiness at account opening. The variable APR is subject to change, with the U.S. Prime Rate, as published in The Wall Street Journal on the first day of your billing period that begins in January, April, July and October. Cash Advances have a fixed APR of 18.00%. The APR will not exceed the maximum permitted by applicable law.
2 Interest begins to accrue on purchases and balance transfers from the day the transaction is added to the daily balance and continues to accrue until the total amount owed is paid. You can avoid paying interest on purchases and balance transfers if you pay the entire balance for the prior billing cycle by the payment due date in the current billing cycle. You cannot avoid paying interest on cash advances.
3 Credit line increases are permitted for existing credit cards regardless of the state in which you reside.