Used Vehicle Loan Refinancing
Do you have a vehicle loan at another financial institution? You may be able to save by refinancing at the Credit Union. At the Credit Union, you don't have to EARN
a lower interest rate - we offer the same great low rate of % to all
members! Use the convenient calculator below to estimate your monthly payment with the Credit Union and compare that to what
you're currently paying! If your vehicle has less than 10,000 miles, and is a prior, current or upcoming model year, you will qualify for our new vehicle rates. Please
see our Vehicle Loans
website page for current rates.
Compare your loan to the Credit Union rate and SAVE BIG!
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Please visit your local branch or call the Contact
Center for personal advice.
Could you be saving?
Your monthly payment will be
You could be saving!
You are already saving!
We may finance up to 110% of the value of the vehicle based on the NADA retail value. To determine the value of the vehicle, please use the link for
Used Car Values located in the Auto Center in Member Access. The Credit Union does not accept flood, salvage or reconstructed title vehicles as collateral.
Used Vehicle Loan Specifications
% APR1 for all terms using Payroll Deduction/Funds Transfer repayment
% APR1 for all terms using Direct Payment
- Terms up to months
- May be repaid at any time without penalty
- Lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia
- Members must be 18 years of age or older to be eligible for lending services
1 APR = Annual Percentage Rate