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New Vehicle Loans

Auto Power Program

Auto Power Program for New Vehicles
Shopping for your next new vehicle is as easy as 1-2-3! SECU offers the Auto Power program, which allows you to shop for your next new vehicle at your leisure and make a deal on the spot. This program provides you with a blank pre-approved check, up to a specific dollar amount for the purchase of your new vehicle from an authorized dealer. With the Auto Power check in hand, you can make the deal and drive away in your new vehicle without ever going to a Credit Union branch!


3 Ways to Request for a New Vehicle Loan

SECU offers fixed-rate financing for new vehicles and can finance up to 100% of the Manufacturer’s Suggested Retail Price (MSRP) plus an additional 10% to cover other purchase related expenses such as tax, tags, extended warranties, etc.
  1. Request at your local branch Loan Information Checklist
  2. Request via Member Access
  3. Request with our Contact Center (open 24 hours): (888)732-8562 or (919)-857-2150

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Up to 36 month terms
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Up to 37-60 month terms
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Up to 61-72 month terms
  • % APR1 for up to month terms using Payroll Deduction/Funds Transfer repayment Calculate Payment
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New Vehicle Loan Specifications
  • Must have collision and comprehensive insurance protection with a maximum deductible of $1,000.00 for the duration of the loan
  • Must be current, prior or upcoming year model
  • Must have 10,000 miles or less
  • May be repaid at any time without penalty
  • The vehicle title will be held as collateral until the loan is repaid
  • Flood, salvage, and reconstructed title vehicles are not acceptable as collateral
  • Lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia



1 APR = Annual Percentage Rate

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*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.