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Share Secured Loans

The Credit Union Share Secured loan is available for members who are in need of funds but do not wish to deplete their savings. Your share account will be held as collateral for the loan, and once the loan is paid off, the hold is released. You continue to earn interest on this share account during the term of the loan.

Share Secured Loan Specifications


  • % APR1 for up to 24 month terms2 Calculate Payment
  • % APR1 for 25-48 month terms2 Calculate Payment
  • % APR1 for 49-120 month terms3 using Payroll Deduction/Funds Transfer repayment Calculate Payment (% APR1 for Direct Pay) Calculate Payment
  • Maximum term of 120 months (10 years)
You can apply for a Share Secured loan in Member Access. Our application form can also be completed and provided to your local branch or to the Call Center.


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1 APR = Annual Percentage Rate.
2 Closed End Fixed Rate loan
3 Closed End Variable Rate loan
Deposit Rates
Share / APY
Money Market / APY
Checking / APY
IRA / APY
Lending Rates
New Auto / APR
Home Equity / APR
2 Yr. ARM / APR
Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.