New Vehicle Loans

The Credit Union offers fixed-rate financing for new vehicles and can finance up to 100% of the Manufacturer's Suggested Retail Price (MSRP) plus an additional 10% to cover other purchase related expenses such as tax, tags, extended warranties, etc. Collision and comprehensive insurance protection is required on new vehicles with a maximum deductible of $500 for the duration of the loan. The Credit Union offers Automobile Insurance and can provide you with a quote. The vehicle title will be held as collateral until the loan is repaid. The Credit Union does not accept flooded/water damaged vehicles as collateral.

New Vehicle Loan Specifications

• Must be current or prior year model
• Must have 10,000 miles or less
• % APR for up to 60 month terms using Payroll Deduction/Funds Transfer repayment Calculate Payment (% for Direct Pay) Calculate Payment
• % APR for 61-72 month terms using Payroll Deduction/Funds Transfer repayment Calculate Payment (% for Direct Pay) Calculate Payment
• May be repaid at any time without penalty

Present the following documents to apply for a new vehicle loan:

• Sales agreement
• Copy of the window sticker
• Insurance information (company name, agent, and phone number)
• Copy of your most recent pay stub or 2 years of tax returns if self-employed

You can apply for a new car loan in Member Access or contact the Call Center from the dealership. Our loan application can also be completed and provided to your local branch or to the Call Center.

Other Related Links:

• Loan Application
• Auto Insurance
• Green Vehicle Loans
• Credit Life and Disability Insurance
• Qualifying
• Loan Services and Procedures Brochure