Loans

One of the most important benefits of being a member of State Employees' Credit Union (SECU) is access to affordable credit services. The Credit Union is dedicated to providing competitively priced services and seeks to meet members' needs for credit with programs that include vehicle, personal and credit card loan services. Personal loans are conveniently available through our branch network, the SECU Call Center and the internet.

Auto Loans

State Employees' Credit Union provides a variety of auto loans including New and Used vehicle, Basic Transportation, Mobility Accessible Vehicle, Boat, Motorcycle, Recreational Vehicle and Green Vehicle. We also provide GAP Coverage.

Mortgage Loans

We offer the following mortgage loans: Adjustable Rate Mortgages, Fixed Rate Mortgages, Special Mortgage Programs, Reverse Mortgages, Deed of Trust and Second Mortgages and Home Equity. A Biweekly repayment option for new mortgage originations is available on Adjustable Rate Mortgages, Fixed Rate Mortgages, AllSavers Mortgages, First Time Homebuyer's Mortgages, Star Mortgage Programs and Green Mortgages. Our Mortgage Loan Toolkit has valuable suggestions about how members can protect their home and credit history due to rapid increases in mortgage payments.

Personal Loans

SECU offers many personal loans including Salary Advance, Open-End Unsecured, Computer, Student, Term Notes and Share Secured. During tax season, Tax Refund Express Loans are available to VITA participants.

Green Loans

To help everyone do their part in protecting the environment, the Credit Union offers a Green Vehicle loan and Green Mortgage loan.

Credit Report

Checking your credit report once a year and before any major purchase or life change is a key part of any financial plan. You have the right to receive a free credit report from each of the three major credit bureaus: Experian, TransUnion and Equifax, once a year through the Annual Credit Report Request Service at www.annualcreditreport.com.

Rates and Fees

• Lending Rates
• Fees