State Employees' Credit Union offers members term life insurance1 that is
simple, affordable, and allows more coverage for the premium dollar. Our term life
insurance is level-premium; meaning the premium is issued at a guaranteed rate, the
amount is fixed, and it will not change for the length of the term.
Features
Competitively priced
Provides pure insurance protection
Issued at a guaranteed rate
Premiums will not increase during the term elected for coverage.
Premiums may be paid monthly, quarterly, semi-annually or annually.
Monthly payments can be drafted from a checking account.
Annual renewable rates increase if coverage continued beyond term.
Available products
Simple SecuritySM
Simple underwriting
Coverage amounts from $25,000 to $150,000
Issue ages 20 to 60
Terms of 10 or 20 years
Policies underwritten by Genworth Life Insurance Company2
Sure TermSM
Terms of 10, 15, 20, or 30 years depending on age
Fully underwritten with multiple rating classes
Paramedical examination required
Coverage available in amounts of $50,000 to $1,000,000 or more
Policies underwritten by Genworth Life Insurance Company2
For detailed information about term life insurance through SECU, please refer to the
Insurance Services brochure.
For a risk-free quote, please contact an
insurance specialist
or request a quote online through Member Access.
1 Auto, homeowners and other personal lines of insurance and term life
insurance are available through your local branch or SECU Insurance Services. SECU
Insurance Specialists are licensed to sell insurance in North Carolina only.
You can contact SECU Insurance Services toll-free at (888) 856-2350 or locally
in Raleigh at (919) 857-2058 Monday - Friday from 8:30 am to 5:30 pm.
2 A Genworth Financial company